Health insurance premiums continue to rise, and employees are absorbing most of the cost burden, according to a survey by Kaiser Kaiser Family Foundation (KFF) and Health Research & Educational Trust.
For the survey, researchers randomly contacted almost 3,000 public and private employers with three or more employees.
- Premiums for single coverage rose by 8%, and premiums for family coverage rose 9% between 2010 and 2011.
- Since 2001, average premiums for family coverage have increased 113%.
- Sixty percent of firms offer health benefits to their workers in 2011, down from 69% reported in 2010.
- Twenty-three percent of firms offering health benefits offer a high deductable/cost savings plan, up from 15% in 2010.