The Affordable Care Act will help millions of Americans to gain health insurance

The Affordable Care Act will help more than 18 million men and women ages 50 to 64 gain access to affordable health insurance, according to a study by the Commonwealth Fund.

The study found that 8.6 million Americans currently lack health insurance. Beginning in 2014, 3.3 million of those currently uninsured and with incomes under $29,000 for a family of four will gain Medicaid coverage; 3.5 million with incomes up to $88,000 for a family of four will be able to gain subsidized private coverage through the new health insurance exchanges; and 1.4 million in higher income brackets will gain new coverage with consumer protections.

In addition, an estimated 9.7 million older adults who have health insurance with high out-of-pocket costs, will gain improved coverage through the new essential-benefit standards, limits on out-of-pocket spending, and elimination of lifetime benefit limits.

(Sources: The Commonwealth Fund,, December 9, 2010)